Four disciplines, one adviser.
Most families of means already have capable professionals: an accountant, an attorney, perhaps a broker. What they rarely have is someone responsible for how it all fits together. That is the work.
- I
Wealth strategy
For the decisions that shape a family for decades: how and when wealth passes to the next generation, how to prepare heirs to receive it, what to do before and after the sale of a business, and how to reduce dependence on a single stock without an unnecessary tax bill.
What you receive
A written family wealth plan; an agenda and preparation for family meetings; a clear inventory of estate documents and beneficiary designations, with gaps identified for your attorney.
- II
Investment advisory
Portfolio construction and ongoing review across all of your accounts, including those held elsewhere. Asset allocation suited to what the money is for, and asset location: placing each holding in the type of account where it is taxed least.
What you receive
A written investment policy; a consolidated view of every account; specific, documented recommendations that you approve and carry out with your custodian.
- III
Planning
Financial and retirement planning that stays current: cash flow, retirement readiness, the order in which to draw from accounts, Social Security timing, and the large purchases and gifts along the way.
What you receive
A living plan, revisited on a schedule and whenever life changes.
- IV
Tax and coordination
Tax-aware planning carried out in coordination with your CPA: the timing of gains and losses, Roth conversions, charitable strategies, required distributions. And the quiet work of keeping your accountant, attorney, insurers and bankers informed of one another.
A note
Khalil Capital does not provide tax or legal advice. We work alongside the professionals who do.
Begin a conversation.
If we are not the right fit, we will say so.